Don’t Let Debt Defeat You: Chapter 7 Bankruptcy Can Provide a Fresh Start
If you’re plagued by debt, filing Chapter 7 may be the most effective way to protect yourself from creditor harassment and get a fresh start.
Call us to talk to a licensed bankruptcy attorney ready to help you file for Chapter 7 and make the phone calls and letters stop. We’ve helped numerous clients absolve themselves of debt and can do the same for you. Some advantages to filing Chapter 7 with Jim Walker and Associates, PLLC include:
- Better understanding of bankruptcy laws
- Help analyzing your debt
- Determining if Bankruptcy is the right solution for you
- Assuring your eligibility for Chapter 7
- Reaffirming your secured debts so you can keep your homestead and your car
- Assistance filing all the necessary Chapter 7 forms
Bankruptcy Process
Beyond guiding you through the Chapter 7 process, we will counsel you as to the best course of action. Bankruptcy isn’t for everyone, and there are numerous factors to consider. Although a Chapter 7 discharge can attractive for those with mounting debts, qualifying and filing for a Chapter 7 debt discharge can be complicated. There is a “safe harbor” for qualification if your household income for the six months prior to filing falls below the median income for your houehold size in your state. This is commonly called the “means test.” But even if you do not meet the “safe harbor” requirements under the “means test,” you may still qualify based on numerous additional computations, many of which are tied to IRS standards. No matter your situation, you can always trust Jim Walker, Attorney at Law, CPA, to provide honest legal counsel to help you deal with your debt.
Don’t Let Debt Ruin Your Life. If you’re contemplating Chapter 7 Bankruptcy, you want an Attorney and Certified Public Accountant like me in your corner to make sure it’s done right.